5 Signs You Need a Personal Injury Lawyer After an Accident
Accidents can disrupt your life in an instant, leaving you injured, overwhelmed, and unsure of what to do next. While some cases may seem straightforward, others can quickly become complex, especially when dealing with medical expenses, insurance claims, and legal issues. Recognizing when you need a personal injury lawyer can make all the difference in securing the compensation you deserve. At McGilberry & Shirer, we are here to guide you through the process and fight for your rights.
Here are five key signs you need a personal injury attorney after an accident.
1. Serious Injuries or Long-Term Disabilities
When an accident causes severe injuries or permanent disabilities, the stakes are incredibly high. Medical bills, lost wages, and long-term care costs can quickly add up, leaving you in financial distress. Insurance companies often try to minimize payouts in these cases, making it essential to have an experienced lawyer on your side.
Examples of Serious Injuries:
- Traumatic Brain Injuries (TBIs): Can lead to cognitive, emotional, and physical impairments.
- Spinal Cord Injuries: May result in partial or complete paralysis.
- Severe Fractures or Amputations: Often require extensive medical treatment and rehabilitation.
- Burns: Lead to significant scarring, disfigurement, and ongoing medical care.
How a Lawyer Helps:
- Accurate Valuation: A lawyer ensures all current and future expenses are accounted for in your claim.
- Expert Witnesses: They can bring in medical professionals, vocational experts, and accident reconstruction specialists to strengthen your case.
- Negotiation Power: Insurance companies often offer low settlements, but an attorney can negotiate for a fair amount that truly reflects your losses.
2. Disputed Liability
Disagreements about who was at fault can derail your claim. Texas follows a modified comparative negligence rule, meaning your compensation is reduced if you are partially at fault. If you are found more than 50% responsible, you may receive no compensation at all.
Common Liability Disputes:
- Multiple parties involved (e.g., multi-vehicle accidents).
- Conflicting witness statements.
- Accidents involving unclear property hazards.
Why Legal Representation Matters:
- Gathering Evidence: An attorney can collect crucial evidence, such as traffic camera footage, police reports, and eyewitness testimony.
- Proving Negligence: They can build a strong case to demonstrate the other party’s fault.
- Protecting Against Counterclaims: If the other party blames you, a lawyer can defend your rights.
3. Denied or Low Insurance Settlement Offers
Insurance companies often prioritize their profits over your well-being. They may deny your claim outright or offer a settlement far below what you deserve. Without legal knowledge, it can be challenging to know whether an offer is fair or how to challenge a denial.
Tactics Used by Insurance Companies:
- Claiming your injuries are pre-existing.
- Downplaying the severity of your injuries.
- Delaying the claims process to pressure you into accepting a lower offer.
How a Lawyer Can Help:
- Policy Review: Ensures the insurance company adheres to the terms of the policy.
- Appealing Denials: They can file an appeal with supporting evidence.
- Litigation: If negotiations fail, an attorney can take your case to court.
4. Complex Legal Processes and Deadlines
Personal injury claims involve navigating legal complexities and strict deadlines. Missing critical steps or filing errors can jeopardize your case. In Texas, the statute of limitations for personal injury claims is two years from the date of the accident. Certain exceptions may apply, but they require careful legal analysis.
Legal Complexities Include:
- Filing the correct paperwork with courts and insurance companies.
- Understanding comparative negligence laws.
- Meeting evidentiary standards in court.
Attorney Advantages:
- Compliance with Deadlines: Ensures your claim is filed on time.
- Case Management: Handles all legal procedures, so you can focus on recovery.
- Knowledge of Texas Laws: Leverages legal expertise to maximize your compensation.
5. Emotional and Financial Stress
Recovering from an accident is not just physically taxing; it can also take a toll on your emotional and financial well-being. Dealing with medical appointments, lost income, and mounting bills can leave you feeling overwhelmed. An attorney alleviates much of this burden by managing your case from start to finish.
Ways an Attorney Reduces Stress:
- Managing Communications: Handles all interactions with insurance companies, medical providers, and opposing lawyers.
- Providing Guidance: Helps you make informed decisions about your case.
- Advocating for Fair Compensation: Works tirelessly to secure the financial recovery you need to move forward.
What Compensation Can You Expect?
Personal injury claims can cover a wide range of damages, including:
Economic Damages:
- Medical Expenses: Past and future medical bills, rehabilitation costs, and prescription medications.
- Lost Wages: Compensation for time missed from work due to injuries.
- Property Damage: Repairs or replacement of damaged property.
Non-Economic Damages:
- Pain and Suffering: Physical pain, emotional distress, and loss of enjoyment of life.
- Loss of Consortium: Compensation for the impact of your injuries on relationships with loved ones.
Real Stories: How McGilberry & Shirer Helped Our Clients
Case Study: Motor Vehicle Accident
A client who suffered multiple fractures in a car accident was initially offered a low settlement by the insurance company. After hiring McGilberry & Shirer, we secured a $750,000 settlement, covering medical expenses, lost wages, and pain and suffering.
Case Study: Premises Liability
After a slip and fall at a Dallas grocery store caused a traumatic brain injury, the victim faced mounting medical bills. Our team successfully proved the store’s negligence and obtained a $1.2 million settlement.
Why Choose McGilberry & Shirer?
At McGilberry & Shirer, we combine decades of experience with a client-first approach. Here’s why families in Dallas and Fort Worth trust us:
- Proven Track Record: Over 10,000 clients successfully represented.
- Accessible Legal Support: Available 24/7 to address your needs.
- Personalized Attention: Tailored strategies to maximize your compensation.
Call Us Today for a Free Consultation
If you or a loved one has been injured in an accident, don’t wait to seek legal help. The experienced attorneys at McGilberry & Shirer are ready to fight for the justice and compensation you deserve. Call us now at 972-764-8675 for a free consultation. Let us take the burden off your shoulders while you focus on recovery.
